{"id":1750,"date":"2024-04-11T17:05:34","date_gmt":"2024-04-11T17:05:34","guid":{"rendered":"https:\/\/jornalpopular.com\/?p=1750"},"modified":"2024-10-09T17:56:40","modified_gmt":"2024-10-09T17:56:40","slug":"pix-no-credito-veja-5-bancos-com-as-melhores-taxas","status":"publish","type":"post","link":"https:\/\/jornalpopular.com\/hr\/pix-no-credito-veja-5-bancos-com-as-melhores-taxas\/","title":{"rendered":"Pix na kredit? Pogledajte 5 banaka s najboljim kamatnim stopama!"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Pix na kredit je zanimljiva opcija za one kojima je potreban brz transfer, ali nemaju raspolo\u017eivih sredstava na ra\u010dunu. Ova zna\u010dajka vam omogu\u0107uje kori\u0161tenje limita va\u0161e kartice za trenutne transfere, a pla\u0107anje vr\u0161ite tek kasnije uz ra\u010dun.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Iako je to prakti\u010dna opcija, va\u017eno je biti svjestan naknada koje se napla\u0107uju za ovu vrstu Pix pla\u0107anja. Uostalom, neke banke mogu naplatiti visoke naknade, koje dose\u017eu i do 9,91% vrijednosti transakcije.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Stoga je va\u017eno da znate koje su najbolje opcije na tr\u017ei\u0161tu. Imaju\u0107i to na umu, odabrali smo 5 banaka koje nude Pix kredit s najboljim kamatnim stopama.&nbsp;<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2><strong>Pro\u010ditajte i:<\/strong><\/h2><nav><ul><li class=\"\"><a href=\"https:\/\/jornalpopular.com\/hr\/5-dicas-para-ganhar-dinheiro-com-leiloes-de-carros-e-motos\/\">5 savjeta za zaradu na aukcijama automobila i motocikala<\/a><ul><\/ul><\/li><li class=\"\"><a href=\"https:\/\/jornalpopular.com\/hr\/credito-imobiliario-do-banco-do-brasil-veja-como-solicitar\/\">Hipotekarni kredit Banco do Brasil: Pogledajte kako se prijaviti<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"5-bancos-que-possuem-pix-no-credito\"><strong>5 banaka koje nude Pix za kreditne kartice<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"http:\/\/jornalpopular.com\/wp-content\/uploads\/2024\/04\/nubank-novo-visual-app-1024x576.jpg\" alt=\"pix no cr\u00e9dito\" class=\"wp-image-1751\" srcset=\"https:\/\/jornalpopular.com\/wp-content\/uploads\/2024\/04\/nubank-novo-visual-app-1024x576.jpg 1024w, https:\/\/jornalpopular.com\/wp-content\/uploads\/2024\/04\/nubank-novo-visual-app-300x169.jpg 300w, https:\/\/jornalpopular.com\/wp-content\/uploads\/2024\/04\/nubank-novo-visual-app-768x432.jpg 768w, https:\/\/jornalpopular.com\/wp-content\/uploads\/2024\/04\/nubank-novo-visual-app-1536x864.jpg 1536w, https:\/\/jornalpopular.com\/wp-content\/uploads\/2024\/04\/nubank-novo-visual-app-150x84.jpg 150w, https:\/\/jornalpopular.com\/wp-content\/uploads\/2024\/04\/nubank-novo-visual-app-696x392.jpg 696w, https:\/\/jornalpopular.com\/wp-content\/uploads\/2024\/04\/nubank-novo-visual-app-1068x601.jpg 1068w, https:\/\/jornalpopular.com\/wp-content\/uploads\/2024\/04\/nubank-novo-visual-app.jpg 1920w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">Yandex slike<\/figcaption><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"1-nubank\"><strong>1. Nubank<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Prvo, Nubank, jedna od najpopularnijih digitalnih banaka u Brazilu, nudi mogu\u0107nost kori\u0161tenja Pixa na svojoj kreditnoj kartici uz naknadu od 3,991 TP3T mjese\u010dno.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Drugim rije\u010dima, ako trebate izvr\u0161iti Pix transfer od R$100, morat \u0107ete platiti R$103,99 na ra\u010dunu kreditne kartice.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Da biste koristili Pix za Nubank kredit, jednostavno...<em> pristup aplikaciji<\/em>, Odaberite opciju &quot;Pix Area&quot; i kao na\u010din pla\u0107anja odaberite &quot;Kreditna kartica&quot;.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pla\u0107anja putem Pixa mo\u017eete izvr\u0161iti pomo\u0107u Pix klju\u010da ili QR koda.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Slu\u017ebena web stranica za vi\u0161e informacija:<\/strong> <a href=\"https:\/\/nubank.com.br\/\" target=\"_blank\" rel=\"noopener\">Kliknite ovdje<\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"2-recarga-pay\"><strong>2. RecargaPay<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">RecargaPay je aplikacija za digitalni nov\u010danik koja tako\u0111er nudi mogu\u0107nost pla\u0107anja kreditnom karticom u Pixu (brazilski sustav za trenutno pla\u0107anje).&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Za redovne korisnike napla\u0107uje se naknada od 4,491 TP3T. Pretplatnici RecargaPay Prime+ plana pla\u0107aju ni\u017eu naknadu od 3,491 TP3T.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pla\u0107anje Pixa putem RecargaPay kreditne kartice je jednostavno: samo odaberite opciju &quot;Po\u0161alji Pix&quot; u aplikaciji, odaberite svoju kreditnu karticu kao na\u010din pla\u0107anja i postavite broj rata.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"3-digio\"><strong>3. Digio<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Digio, jo\u0161 jedna digitalna banka, svojim klijentima omogu\u0107uje kori\u0161tenje do 40% limita svoje kreditne kartice za pla\u0107anje Pixom.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">U ovom slu\u010daju, napla\u0107ena naknada mo\u017ee dose\u0107i 9,91 TP3T mjese\u010dno.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Za kori\u0161tenje Pixa s Digio kreditnom karticom, jednostavno pristupite aplikaciji, odaberite opciju &quot;Plati s Pixom&quot; i odaberite na\u010din pla\u0107anja &quot;Pla\u0107anje na rate s DigioCardom&quot;.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"4-bv\"><strong>4. BV<\/strong><\/h3>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"605\" src=\"http:\/\/jornalpopular.com\/wp-content\/uploads\/2024\/04\/image-2-1024x605.png\" alt=\"\" class=\"wp-image-1752\" srcset=\"https:\/\/jornalpopular.com\/wp-content\/uploads\/2024\/04\/image-2-1024x605.png 1024w, https:\/\/jornalpopular.com\/wp-content\/uploads\/2024\/04\/image-2-300x177.png 300w, https:\/\/jornalpopular.com\/wp-content\/uploads\/2024\/04\/image-2-768x454.png 768w, https:\/\/jornalpopular.com\/wp-content\/uploads\/2024\/04\/image-2-150x89.png 150w, https:\/\/jornalpopular.com\/wp-content\/uploads\/2024\/04\/image-2-696x411.png 696w, https:\/\/jornalpopular.com\/wp-content\/uploads\/2024\/04\/image-2-1068x631.png 1068w, https:\/\/jornalpopular.com\/wp-content\/uploads\/2024\/04\/image-2.png 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">Yandex slike<\/figcaption><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Banco BV tako\u0111er nudi mogu\u0107nost kori\u0161tenja Pixa na kreditnim karticama, s tom razlikom \u0161to ne napla\u0107uje kamate.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Me\u0111utim, morat \u0107ete platiti porez na financijske transakcije (IOF), koji varira izme\u0111u 0,38% i 0,011% dnevno.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Za pla\u0107anje Pixom svojom BV kreditnom karticom mo\u017eete birati izme\u0111u tri opcije: Pix prijenos s klju\u010dem, ru\u010dni Pix prijenos ili pla\u0107anje Pix QR kodom.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"5-pic-pay\"><strong>5. PicPay<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Kona\u010dno, PicPay, platforma za digitalna pla\u0107anja, tako\u0111er omogu\u0107uje svojim korisnicima kori\u0161tenje kreditne kartice za pla\u0107anje Pixom.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">U ovom slu\u010daju, napla\u0107ena naknada iznosi 4,991 TP3T od ukupne vrijednosti transakcije.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Za kori\u0161tenje Pixa s PicPay kreditnom karticom, jednostavno registrirajte karticu u svom digitalnom nov\u010daniku, odaberite opciju &quot;Pix&quot; u aplikaciji i odaberite na\u010din pla\u0107anja &quot;Stanje + kartica&quot;.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"vale-a-pena-usar-o-pix-no-credito\"><strong>Isplati li se koristiti Pix s kreditom?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Iako je kori\u0161tenje Pixa s kreditnom karticom prakti\u010dna opcija u hitnim slu\u010dajevima, va\u017eno je biti svjestan napla\u0107enih naknada.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Neke institucije mogu napla\u0107ivati visoke kamatne stope, \u0161to na kraju mo\u017ee dovesti do ve\u0107eg duga. Stoga je, kad god je to mogu\u0107e, bolje koristiti tradicionalnu Pix metodu pla\u0107anja, s novcem dostupnim na va\u0161em teku\u0107em ra\u010dunu.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Na taj na\u010din izbjegavate pla\u0107anje dodatnih naknada i ne riskirate da se zadu\u017eujete.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ako trebate koristiti Pix na kredit, provjerite je li napla\u0107ena naknada kompatibilna s va\u0161om financijskom situacijom i imajte plan platiti iznos na sljede\u0107em ra\u010dunu za kreditnu karticu.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Tako\u0111er imajte na umu da je, izme\u0111u 20:00 i 6:00 sati, ukupni limit za Pix transfere R$1 tisu\u0107u, bilo u jednoj transakciji ili u kombinaciji s nekoliko njih. Stoga unaprijed isplanirajte svoje transfere kako biste izbjegli iznena\u0111enja.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">I ne zaboravite temeljito istra\u017eiti dostupne opcije i odabrati onu s najboljom mogu\u0107om ponudom\/cijenom.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pogledajte i kako provjeriti IPVA (porez na imovinu vozila) za svoje vozilo: <a href=\"https:\/\/jornalpopular.com\/hr\/como-consultar-o-ipva-do-veiculo\/\">ovdje<\/a>Imate li pitanja o kori\u0161tenju Pixa na kredit? Ostavite ih u komentarima ispod!<\/p>","protected":false},"excerpt":{"rendered":"<p>O pix no cr\u00e9dito \u00e9 uma op\u00e7\u00e3o interessante para quem precisa fazer transfer\u00eancias r\u00e1pidas, mas n\u00e3o tem dinheiro dispon\u00edvel na conta.&nbsp;Essa fun\u00e7\u00e3o permite que voc\u00ea use o limite do seu cart\u00e3o para fazer transfer\u00eancias instant\u00e2neas, pagando s\u00f3 depois junto com a fatura. Embora seja uma op\u00e7\u00e3o conveniente, \u00e9 importante ficar atento \u00e0s taxas cobradas por [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":1751,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[419,420,421],"class_list":["post-1750","post","type-post","status-publish","format-standard","has-post-thumbnail","category-geral","tag-bancos-digitais","tag-pix-no-credito","tag-transferir-dinheiro"],"_links":{"self":[{"href":"https:\/\/jornalpopular.com\/hr\/wp-json\/wp\/v2\/posts\/1750","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jornalpopular.com\/hr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/jornalpopular.com\/hr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/jornalpopular.com\/hr\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/jornalpopular.com\/hr\/wp-json\/wp\/v2\/comments?post=1750"}],"version-history":[{"count":6,"href":"https:\/\/jornalpopular.com\/hr\/wp-json\/wp\/v2\/posts\/1750\/revisions"}],"predecessor-version":[{"id":2566,"href":"https:\/\/jornalpopular.com\/hr\/wp-json\/wp\/v2\/posts\/1750\/revisions\/2566"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jornalpopular.com\/hr\/wp-json\/wp\/v2\/media\/1751"}],"wp:attachment":[{"href":"https:\/\/jornalpopular.com\/hr\/wp-json\/wp\/v2\/media?parent=1750"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jornalpopular.com\/hr\/wp-json\/wp\/v2\/categories?post=1750"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jornalpopular.com\/hr\/wp-json\/wp\/v2\/tags?post=1750"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}