{"id":1507,"date":"2024-02-21T18:38:51","date_gmt":"2024-02-21T18:38:51","guid":{"rendered":"https:\/\/jornalpopular.com\/?p=1507"},"modified":"2024-02-21T18:38:56","modified_gmt":"2024-02-21T18:38:56","slug":"como-antecipar-o-saque-do-fgts","status":"publish","type":"post","link":"https:\/\/jornalpopular.com\/en\/como-antecipar-o-saque-do-fgts\/","title":{"rendered":"How do I anticipate withdrawing my FGTS?"},"content":{"rendered":"<p class=\"wp-block-paragraph\">How can FGTS be withdrawn early? Employees with accumulated money have the option of opting for the anniversary withdrawal, making it possible to advance the FGTS in order to make use of the available resources.\u00a0<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This facility can be requested through Caixa Econ\u00f4mica Federal, Banco do Brasil and other banks that offer this alternative as a credit option.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Find out more details below on how to anticipate your FGTS withdrawal and apply as soon as possible!<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2><strong>Read also:<\/strong><\/h2><nav><ul><li class=\"\"><a href=\"https:\/\/jornalpopular.com\/en\/como-solicitar-o-bolsa-familia-2024\/\">How to Apply for Bolsa Fam\u00edlia 2024<\/a><\/li><li class=\"\"><a href=\"https:\/\/jornalpopular.com\/en\/internet-de-baixo-custo-acesso-gratuito\/\">Low Cost Internet: Free or Discounted Access<\/a><\/li><li class=\"\"><a href=\"https:\/\/jornalpopular.com\/en\/como-consultar-dividas-no-seu-nome\/\">How can I check debts in my name?<\/a><\/li><li class=\"\"><a href=\"https:\/\/jornalpopular.com\/en\/conheca-o-programa-do-jovem-aprendiz-2024\/\">Get to know the Young Apprentice 2024 program<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"o-que-e-o-saque-aniversario-do-fgts\"><strong>What is the FGTS anniversary withdrawal?<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"http:\/\/jornalpopular.com\/wp-content\/uploads\/2024\/02\/fgts-saque-1024x576.webp\" alt=\"antecipar o saque do FGTS\" class=\"wp-image-1508\" srcset=\"https:\/\/jornalpopular.com\/wp-content\/uploads\/2024\/02\/fgts-saque-1024x576.webp 1024w, https:\/\/jornalpopular.com\/wp-content\/uploads\/2024\/02\/fgts-saque-300x169.webp 300w, https:\/\/jornalpopular.com\/wp-content\/uploads\/2024\/02\/fgts-saque-768x432.webp 768w, https:\/\/jornalpopular.com\/wp-content\/uploads\/2024\/02\/fgts-saque-1536x864.webp 1536w, https:\/\/jornalpopular.com\/wp-content\/uploads\/2024\/02\/fgts-saque-150x84.webp 150w, https:\/\/jornalpopular.com\/wp-content\/uploads\/2024\/02\/fgts-saque-696x392.webp 696w, https:\/\/jornalpopular.com\/wp-content\/uploads\/2024\/02\/fgts-saque-1068x601.webp 1068w, https:\/\/jornalpopular.com\/wp-content\/uploads\/2024\/02\/fgts-saque.webp 1920w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">Yandex Images<\/figcaption><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">The FGTS Birthday Withdrawal is an option given to workers to withdraw part of their FGTS account balance once a year, in the month of their birthday.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">By opting for this method, the worker gives up the right to withdraw the entire balance of the account in the event of dismissal without just cause.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">However, they retain the right to a 40% fine on the total amount deposited by the employer during the contract period.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">However, in other situations, such as retirement, property purchase, serious illness, among others, the full withdrawal remains permitted. Joining the Anniversary Withdrawal is voluntary and must be informed to Caixa Econ\u00f4mica Federal.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"como-antecipar-o-saque-do-fgts-com-o-saque-aniversario\"><strong>How can I anticipate FGTS withdrawals with the birthday withdrawal?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">In order to be able to withdraw the installments of the FGTS anniversary withdrawal in advance, you must first choose this form of withdrawal. This whole process can be carried out via the FGTS application.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">But first, make sure that your <a href=\"https:\/\/jornalpopular.com\/en\/como-saber-se-o-seu-cpf-esta-regular-ou-nao\/\">CPF is regularized<\/a> with the Receita Federal and that you are up to date with your obligations to the Caixa Econ\u00f4mica Federal in order to apply.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Follow the steps in the <a href=\"https:\/\/play.google.com\/store\/apps\/details?id=br.gov.caixa.fgts.trabalhador&hl=pt&gl=US\" target=\"_blank\" rel=\"noreferrer noopener\">FGTS application<\/a>:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Enter your CPF and password;<\/li>\n\n\n\n<li>Select the \"FGTS Anniversary Withdrawal\" option;<\/li>\n\n\n\n<li>Confirm that you have read and agree to the terms and conditions by checking the corresponding box;<\/li>\n\n\n\n<li>Choose \"Opt for birthday bag\".<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Remember that signing up for the birthday bag is your choice.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you choose this option, you will no longer be able to withdraw the total amount available in your account in the event of dismissal, and will only have access to the severance fine.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Download the FGTS application:<\/strong> <a href=\"https:\/\/apps.apple.com\/br\/app\/fgts\/id1038441027\" target=\"_blank\" rel=\"noreferrer noopener\">iOS <\/a>| <a href=\"https:\/\/play.google.com\/store\/apps\/details?id=br.gov.caixa.fgts.trabalhador&hl=pt&gl=US\" target=\"_blank\" rel=\"noreferrer noopener\">Android<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"como-solicitar-o-saque-pela-caixa-economica\"><strong>How do I request a withdrawal from Caixa Econ\u00f4mica?<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"http:\/\/jornalpopular.com\/wp-content\/uploads\/2024\/02\/image-12-1024x576.png\" alt=\"\" class=\"wp-image-1509\" srcset=\"https:\/\/jornalpopular.com\/wp-content\/uploads\/2024\/02\/image-12-1024x576.png 1024w, https:\/\/jornalpopular.com\/wp-content\/uploads\/2024\/02\/image-12-300x169.png 300w, https:\/\/jornalpopular.com\/wp-content\/uploads\/2024\/02\/image-12-768x432.png 768w, https:\/\/jornalpopular.com\/wp-content\/uploads\/2024\/02\/image-12-150x84.png 150w, https:\/\/jornalpopular.com\/wp-content\/uploads\/2024\/02\/image-12-696x392.png 696w, https:\/\/jornalpopular.com\/wp-content\/uploads\/2024\/02\/image-12-1068x601.png 1068w, https:\/\/jornalpopular.com\/wp-content\/uploads\/2024\/02\/image-12.png 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">Yandex Images<\/figcaption><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Caixa Econ\u00f4mica Federal offers the possibility of anticipating the withdrawal of FGTS in up to five installments, as long as they meet certain criteria and limitations.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The minimum loan amount is R$ 500, and each installment you wish to advance must be at least R$ 200.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This means that you have the option of advancing five installments (equivalent to five years) of the anniversary withdrawal, each worth at least R$ 200, for a total of R$ 1,000.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">However, it is not permitted to request the advance with only one installment of R$ 300 or two installments of R$ 150.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Following these rules, it is possible to request the anticipation of the FGTS through Internet Banking or the Caixa app:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Log in to your <a href=\"https:\/\/www.caixa.gov.br\/atendimento\/canais-digitais\/app-caixa-internet-banking\/Paginas\/default.aspx\" target=\"_blank\" rel=\"noreferrer noopener\">account<\/a> from Caixa;<\/li>\n\n\n\n<li>Select the \"Credit\" tab;<\/li>\n\n\n\n<li>Choose the option \"Anticipation of Birthday Draw\";<\/li>\n\n\n\n<li>Go to \"Simulate and contract\" to consult;<\/li>\n\n\n\n<li>Ask for an advance on the installments and amounts you want.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"e-possivel-antecipar-o-saque-do-fgts-em-outros-bancos\"><strong>Is it possible to anticipate FGTS withdrawals at other banks?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">In many banks, it is possible to advance the amount of the FGTS through a system that is similar to a loan.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This means that you can request an amount and gradually repay it using the balance of your Guarantee Fund.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For those wishing to advance their FGTS at different banks, this function can be found in the \"Credit\" area of financial institutions that offer integration with the Caixa app.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Find out about the best free online training courses: <a href=\"https:\/\/jornalpopular.com\/en\/cursos-de-capacitacao-gratuitos-online\/\" target=\"_blank\" rel=\"noreferrer noopener\">a<\/a><a href=\"https:\/\/jornalpopular.com\/en\/cursos-de-capacitacao-gratuitos-online\/\">here<\/a>! Doubts about how to anticipate FGTS withdrawals? Leave them below in the comments!<\/p>","protected":false},"excerpt":{"rendered":"<p>Como \u00e9 poss\u00edvel antecipar o saque do FGTS? Funcion\u00e1rios com dinheiro acumulado t\u00eam a op\u00e7\u00e3o de optar pelo saque-anivers\u00e1rio, possibilitando o adiantamento do FGTS para fazer uso dos recursos dispon\u00edveis.\u00a0 Essa facilidade pode ser requisitada por meio da Caixa Econ\u00f4mica Federal, Banco do Brasil e demais bancos que oferecem essa alternativa como uma op\u00e7\u00e3o de [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":1508,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[368,370,369],"class_list":["post-1507","post","type-post","status-publish","format-standard","has-post-thumbnail","category-beneficios","tag-antecipar-o-saque-do-fgts","tag-fundo-de-garantia","tag-saque-aniversario"],"_links":{"self":[{"href":"https:\/\/jornalpopular.com\/en\/wp-json\/wp\/v2\/posts\/1507","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jornalpopular.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/jornalpopular.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/jornalpopular.com\/en\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/jornalpopular.com\/en\/wp-json\/wp\/v2\/comments?post=1507"}],"version-history":[{"count":3,"href":"https:\/\/jornalpopular.com\/en\/wp-json\/wp\/v2\/posts\/1507\/revisions"}],"predecessor-version":[{"id":1522,"href":"https:\/\/jornalpopular.com\/en\/wp-json\/wp\/v2\/posts\/1507\/revisions\/1522"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jornalpopular.com\/en\/wp-json\/wp\/v2\/media\/1508"}],"wp:attachment":[{"href":"https:\/\/jornalpopular.com\/en\/wp-json\/wp\/v2\/media?parent=1507"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jornalpopular.com\/en\/wp-json\/wp\/v2\/categories?post=1507"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jornalpopular.com\/en\/wp-json\/wp\/v2\/tags?post=1507"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}